OK. I'm researching interest rates and kicking around the idea of refinancing my house. I thought why the hell not. The interest rates are at an all time low. I'm trying for a little extra cash to help pay off the loan I had to take out when we bought our land so that I have everything rolled into one nice large payment. Yeah, I'm talking a half of my monthly salary. So, I've been talking with several different lenders, and there's one that I like. But there's this other guy that is just absolutely FULL ON ANNOYING. "Oh you won't find a better more reputable company than ours. Why would you want to shop around, why let them dangle nickle and dimes in front of you? What's keeping you from making our deal tonight? I just don't want you to get down the road and when it comes time to close with those other guys and you are thinking Gosh, I wish I had gone with Joe Jackoff." Can we say HIGH PRESSURE SALESMAN? I may not have made my decision on who to go with, but I'm pretty sure I've made my decision on who NOT to go with. This guy turned me off before I even got started. I swear, if I could have, I would have reached through the phone and choked him.